Green Mortgages &
EPC Upgrades in Preston
Thinking about making your home more energy efficient? Whether you're buying a green property, planning renovations, or remortgaging to fund improvements " we'll find the right mortgage for you.
What is a green mortgage?
A green mortgage is a home loan designed to either reward energy-efficient properties with a preferential interest rate or provide additional borrowing specifically to fund energy efficiency improvements.
Energy-efficient improvements may reduce running costs, but savings depend on the property and the work carried out.
We compare green mortgage products across our lender panel. We'll cut through the jargon and recommend only what's right for your situation.
Green mortgage options at a glance
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Lower rates for properties rated EPC A or B
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Additional borrowing to fund insulation, heat pumps or solar panels
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Cashback incentives on completion from select lenders
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Buy-to-let green products available as EPC requirements tighten
Your questions answered
Can I borrow extra to fund EPC upgrades when remortgaging?
Subject to affordability and lender criteria, additional borrowing may fund energy improvements. Preferential rates and eligible works are product-specific; reaching EPC C does not automatically qualify. We can compare this with your remortgage options.
Does my home need a specific EPC rating to qualify?
It depends on the lender. Some require the current EPC to be A or B to access a discounted rate; others fund improvements that will bring the property up to a minimum standard. We'll match you with the right product for your home's current rating.
Which improvements qualify for green mortgage funding?
Common qualifying improvements include loft and cavity wall insulation, air or ground source heat pumps, solar PV panels, double/triple glazing, and smart heating controls. Your lender will confirm accepted works before funds are released.
Are green mortgages available for landlords?
Yes. Green products are available for landlords. In England and Wales the current minimum is generally EPC E, subject to exemptions. A higher standard is planned, subject to implementing legislation. We advise on residential and buy-to-let options.