Protection & Insurance
Your mortgage is your biggest financial commitment, but what protects the people making the repayments? We put together tailored protection plans that keep your family secure if the unexpected happens.
We compare policies from leading UK insurers
Life Insurance
A tax-free lump sum to clear your mortgage and look after your family. Level or decreasing term options available.
Learn more →Critical Illness Cover
A lump sum if a specified illness meets the policy's definition and claim conditions.
Learn more →Income Protection
Can replace part of your income if illness or injury meets the policy's incapacity definition, after the waiting period and subject to exclusions.
Learn more →Family Income Benefit
Monthly tax-free payments to your family instead of a lump sum. Compare premiums for the amount and duration of support needed.
Learn more →Buildings & Contents
Cover for your property and possessions. Buildings cover is usually a mortgage condition; contents cover is optional.
Learn more →Business Protection
Key person cover, relevant life policies and shareholder protection for company directors.
Learn more →Why Definitions Matter More Than Price
Not all policies are equal. A lower premium does not tell you how broad the cover is. Compare definitions, exclusions and claim conditions alongside cost. We check how each insurer defines every condition, not just how much they charge.
We Compare Definitions
Not just premiums. We look at how each insurer defines conditions like cancer, heart attack and stroke.
Whole of Market
We compare policies from leading UK insurers and explain the options available for your needs.
Honest Advice
We recommend cover suited to your needs and explain the claim conditions and exclusions.
How It Works
We Review Your Situation
We look at your mortgage, income, dependants and any cover you already have to spot any gaps.
We Search the Market
We compare policy prices, definitions and claim conditions.
We Arrange Everything
We handle the application, deal with the underwriting, and advise on placing policies into Trust for faster payouts.
