Award Winning Advice.
Made Simple.

We are an independent brokerage providing expert advice across Mortgages, Specialist Finance, and Insurance.

Simply Mortgages is an FCA-regulated independent mortgage broker based in Catforth, Lancashire. Founded by Steven Haley, the firm provides whole-of-market mortgage advice for homebuyers, remortgagors, buy-to-let investors, and professionals across the UK (FCA ref: 831644).

Buy a home Get Started →

Remortgage Get Started →

Secure · No impact on credit score

1. Contact

Purchase Process

How Our Mortgage Process Works

We start with a intial meeting to understand your unique situation and what you want to achieve. We provide, honest, straightforward advice from our family to yours.

Mortgage in Principle

You could borrow up to

£350,000

2. Gather

Purchase Process

2. Gather

We'll collect the necessary documents to build your profile. Don't worry, we keep the paperwork to an absolute minimum so you aren't overwhelmed.

Documents

3. Source

Purchase Process

3. Source

As an independent, whole-of-market broker, we scour thousands of products to find the perfect mortgage tailored specifically to your family's needs.

Results

4. Relax

Purchase Process

4. Relax

Once we submit your application, you can lay back. We proactively manage the lenders, solicitors, and surveyors to keep everything moving fast.

Confidence

5. Complete

Purchase Process

5. Complete

The moment you've been waiting for! We ensure your funds are released smoothly so you can pick up the keys to your new home.

Keys

1. Review

Remortgage Process

1. Review

Take a few minutes to complete a quick questionnaire about your existing mortgage, property value, and what you want to achieve. We provide honest, straightforward advice from our family to yours.

Start Review

Current Mortgage

Statement

Outstanding Balance

£ 184,500

Current Rate

5.24%

Time Left

18 yrs

Fixed rate ending soon

Your current deal expires in 4 months. You can secure a new rate today.

2. Identify

Remortgage Process

2. Identify

Receive a tailored mortgage recommendation within 24 hours. With access to over 100 lenders, exclusive rates, and advanced comparison tools, we quickly identify the perfect remortgage solution for you.

Compare Rates

3. Reserve

Remortgage Process

3. Reserve

Once you're happy with the recommendation, we'll immediately lock down and reserve your new rate. This protects you against any sudden market changes.

Lock Rate

4. Protect

Remortgage Process

4. Protect

We handle the entire switch and legal transfer to your new lender. We'll also review your insurance to ensure your family remains fully protected. Relax while we complete the process.

Secure

Trusted partners & whole-of-market access

Our Core Services

Comprehensive, independent advice stripped of the jargon, across four main pillars.

Mortgages

Find a better mortgage deal.

Explore

Specialist

Make a great investment.

Explore

Insurance

Protect what matters.

Explore

Commercial

Get the right advice.

Explore

Specialist Advice

Mortgages for Your Profession

We understand the unique financial situations of professionals in specialist careers. Tailored advice that goes beyond the standard high-street lender.

FCDO & Crown Servants

Specialist mortgage advice for Foreign, Commonwealth & Development Office employees, including overseas postings and complex income.

Learn more

Sports Professionals

Short careers, signing bonuses, and varied income — we work with lenders who understand athletes and professional sportspeople.

Learn more

Healthcare Professionals

From junior doctors to consultants — we navigate NHS pay scales, locum income, and student loan complexities with specialist lenders.

Learn more

Legal Professionals

Solicitors, barristers, and legal executives — we understand partnership income, delayed earnings, and the unique career path of legal professionals.

Learn more

Why Choose Simply?

Finance is naturally complicated. We exist specifically to make it simple. Here is how we work differently:

Truly Independent

We are not tied to any one bank. We search the whole market to find the exact right fit for you.

Deep Expertise

We have decades of experience navigating complex incomes, unusual properties, and bespoke financial needs.

Unmatched Speed

We manage the paperwork, communicate with the lenders, and keep you fully informed so you can focus on what matters most.

Handy Tools

Calculate Your Potential

Get a head start on your property journey with our free, easy-to-use calculators. No strings attached.

How much can I borrow?

Find out your maximum borrowing capacity in minutes based on your income and outgoings.

Award Winning Advice.
Made Simple.