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Simply Mortgages Logo

Specialist Property Finance

Complex projects,
simple finance.

From ground-up developments to quick turnaround bridging, we structure the right funding for your project. Access to specialist lenders that high street banks can’t match.

Discuss Your Project 01772 217917
Property developer reviewing plans on construction site
FCA Regulated
Fast Turnaround
Bespoke Structuring
Specialist Lender Panel

Our Specialist Services

Funding for every stage of your project

Housing development under construction

Development Finance

Ground-up new build, conversions and land acquisition. We structure phased drawdowns aligned to your build programme.

  • ◆ Up to 70% LTGDV
  • ◆ Phased drawdowns
  • ◆ New build & conversion
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Property keys on signed contract

Bridging Loans

Short-term finance to move fast. Secure a property, break a chain, or fund a refurbishment before refinancing onto a long-term product.

  • ◆ Completion in days
  • ◆ Regulated & unregulated
  • ◆ Chain-break solutions
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Modern commercial building

Mezzanine Finance

Secondary lending that sits behind your senior debt, reducing the equity you need to commit. Ideal for scaling your portfolio faster.

  • ◆ Reduce equity requirement
  • ◆ Stretch to 90%+ LTC
  • ◆ Development & investment
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Victorian house mid-renovation

Property Refurbishment

Light and heavy refurb finance for value-add projects. Purchase plus works funding with clear exit onto a BTL or sale.

  • ◆ Light & heavy refurb
  • ◆ Purchase + works
  • ◆ Clear exit strategy
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Looking for commercial lending?

Owner-occupied and investment commercial mortgages with competitive terms.

Commercial Mortgages →

Ready to explore your options?

Get in touch for a friendly chat. Honest, straightforward advice from our family to yours.

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